ACHgenie provides technical ACH consulting for software companies, fintechs, payroll platforms, and engineering teams working with ACH files and payment workflows.
Our consulting scope is focused on four areas:
ACHgenie can help engineering teams identify implementation issues, troubleshoot rejected or invalid files, and build reliable ACH generation and validation workflows.
Payment data may be correct, but the ACH integration can still fail at the file-generation or system handoff stage
Errors in headers, entries, addenda, control records, routing data, or balancing logic can make the ACH file invalid
Generated files may contain structural, field-level, record-order, or cross-record errors that are not obvious during manual review
Fixing one file at a time does not solve the underlying issue in the generation or validation logic
Technical teams may need help applying Nacha file-format requirements to their generation and validation logic
When ACH validation happens only after file generation or submission, errors are found later and require more rework
Review the ACH integration flow, data mapping, system handoffs, file-generation points, and validation checkpoints:
ACH data flow and integration structure
payment-data mapping
handoffs between applications or systems
validation checkpoints
pre-submission workflow review
Help technical teams review the logic used to generate ACH/Nacha files:
File Header and Batch Header records
Entry Detail and Addenda records
Batch Control and File Control records
field lengths and values
routing-number handling
entry hash and balancing logic
Review existing validation logic for file, field, routing, balancing, and cross-record issues.
file structure and record order
field validation
cross-record dependencies
ABA routing-number checks
batch and file control totals
hash values
pre-submission validation logic
ACHgenie’s software already works at the file, record, field, and cross-record levels.
Review ACH file generation and validation against applicable Nacha file-format requirements.
record structure and sequencing
field formats and required values
routing-number requirements
control totals and hash values
cross-record dependencies
file validation logic
Scope note: This service does not include formal compliance audits, legal review, risk consulting, or regulatory certification.
Suggested Preliminary ACH Assessment and Recommendations Engagement
A focused technical review of your ACH integration, generated files, and validation process.
The review can include:
record structure and sequencing
field formats and required values
control totals and hash values
cross-record validation
Scope note: This service does not include formal compliance audits, legal review, risk consulting, or regulatory certification.
ACHgenie consulting offers to the following organizations::
fintech and payments companies
software and SaaS businesses
payroll platforms
enterprise software teams
treasury technology teams
developers integrating ACH with banks or payment processors
ACHgenie brings direct ACH file validation and editing expertise to every consulting engagement.
Core capabilities include:
file structure and record-order validation
field and routing-number checks
batch and file control validation
hash and balancing checks
ACHgenie’s consulting service covers ACH integration, ACH file generation, ACH file validation, and technical Nacha compliance.
Yes. The ACHgenie consulting team can review files generated by other software and provide an analysis report. The report will cover analysis of file structure, records format, fields format, correct debits/credits totals, correct hash values, and proper dependencies between records.
ACH integration services focus on how ACH functionality connects with your application or payment workflow, including data mapping, file generation, validation, and pre-submission processing.
No. The consulting service is focused on technical ACH file-format and implementation requirements, not formal compliance audits, legal advice, or regulatory certification.
